Insurance adjusters are far more than just the gatekeepers who work for the insurance company. They will undoubtedly play a large role in your case after a car accident, and they are often judged based on how much money they can save their employer. You must be extremely careful when you are dealing with an insurance adjuster, and the best way to approach things is not to deal with them at all. When you hire a car accident lawyer for your case, they can communicate with the other driver’s insurance company.
The Insurance Company Is Not Working for You
At the outset, you need to know exactly who the adjuster works for and what their interests are in your case. They are called an insurance adjuster because they work for the insurance company. That is their employer, and that is exactly whom the adjuster is trying to please at all times. The insurance adjuster is not in their job to work to further your best interest.
Accordingly, you should never trust the insurance adjuster, nor should you ever believe that they are on your side. Even if the adjuster is friendly and pleasant, they are doing it to be professional and not to help your case in any way. Do not think that you can confide in an adjuster. They are taking notes at all times, and they will use anything they learn from you to undermine your claim. Like you always hear in legal parlance, anything you say can and will be used against you.
The Insurance Adjuster May Still Try to Contact You
Even if you do not want to talk to the insurance adjuster, they will certainly want to speak with you. The insurance adjuster wants to hear your side of the story, not because it may persuade them, but rather, they want to get you on the record. The insurance adjuster may try various ways to speak with you and convince you to either have a conversation with them or give a statement. Insurance adjusters are even known to try to contact you when you are in the hospital and certainly far from your best.
When the insurance adjuster attempts to speak with you, it is essential that you do not give them any information that they can use to protect their employer. Even an innocuous statement when you are speaking about the accident or your health can be taken out of context and can greatly complicate your case. For example, if the insurance adjuster asks you how you are doing, and you respond “OK,” they may argue that your medical records do not accurately describe your condition.
Although you should remain professional and polite at all times, you should also not engage in any conversation with the other motorist’s insurance company. Nothing good can come of it. There is less of a chance that an insurance adjuster can trick you into speaking when you have hired a car accident attorney for your case.
Let a Car Accident Lawyer Deal With the Insurance Adjuster for You
The best way to deal with an insurance adjuster is not to do it at all. Of course, insurance adjusters are always going to be involved in your case. However, you do not have to speak to them personally. When you hire a car accident lawyer, they are the ones who can communicate with the adjuster on your behalf. A car accident attorney knows the traps that the adjuster may try to set, but you may not. Further, retaining a car accident attorney relieves you from some of the stress that you may have to deal with when you talk to an adjuster.
Harris County Car Accident Lawyer at the Law Office of Todd E. Webb Will Deal With the Insurance Adjuster
If you get into a motor vehicle accident, let the Harris County car accident lawyer at the Law Office of Todd E. Webb do the heavy lifting in your case and deal with the insurance adjuster on your behalf. Our legal team will make it easy for you. Call us today at 713-529-4400 or fill out our online form for a free consultation. Our office is in Houston, Texas.